Curated collection of the best banking books โ JAIIB, CAIIB, IIBF courses, and beyond
Core credit topics every banker must master โ from appraisal to disbursement.
5 Cs of credit, financial analysis & assessment methodology.
Classification, Udyam, MUDRA, CGTMSE & MSME credit schemes.
Operating cycle finance, MPBF & turnover method basics.
Credit Monitoring Arrangement data โ format & analysis.
Appraisal of long-gestation, capex-heavy project loans.
Fixed-tenure capex finance, moratorium & EMI structuring.
Generate and read consumer and commercial credit reports, with CMR.
MCA V3 search, CHG-1 deadlines and fees, satisfaction and CERSAI.
Fee calculator with PDF, NCGTC and state schemes, PMEGP and CMEGP.
Dedicated regulatory guides โ RBI, KYC, AML, FEMA, NPA and recovery explained.
Role, structure & regulatory powers of the central bank.
Know Your Customer norms & due diligence.
Anti-Money Laundering framework & PMLA obligations.
Foreign Exchange Management Act & cross-border rules.
Asset classification, provisioning & income recognition.
SARFAESI, DRT, IBC & other recovery mechanisms.
In-depth, exam-focused articles with visual explainers, memory tricks and 1,000+ practice MCQs โ updated with the very latest RBI circulars, Budget figures, and 2026 FDI reforms. No sign-up required.
Components, markets, regulators โ RBI, SEBI, IRDAI, PFRDA, IFSCA.
PSBs, private & foreign banks, RRBs, SFBs, payments banks, NBFCs.
Repo rate, CRR, SLR, LAF corridor, MPC, inflation targeting.
PSL targets, categories, weaker sections, PSLC, RIDF.
2025 classification, Udyam, MUDRA, CGTMSE, Stand-Up/Start-Up India.
GDP, inflation, fiscal deficit, Balance of Payments, exchange rate.
PMJDY, PMJJBY, PMSBY, APY, PM SVANidhi, PM-KISAN.
Five-Year Plans to NITI Aayog, primary/secondary/tertiary sectors.
1991 LPG reforms, FTP 2023, 2026 FDI in insurance/defence, WTO.
MSME's role in GDP, infrastructure build-out, SDG India Index, poverty & inequality.
Micro vs macro, market/command/mixed economies, demand-supply curves, money supply M1-M4.
Classical theory, Keynes' liquidity preference, money market equilibrium, IS-LM model.
FRBM 2018 amendment, debt-to-GDP anchor, escape clause, budget receipts & expenditure.
Key sections 5(b) to 56 — licensing, branch expansion, moratorium, co-op banks.
IFCI, ICICI, IDBI, SIDBI, EXIM Bank, NABARD, NHB & the new NaBFID.
Grameen model, SHG-Bank Linkage, JLGs & RBI's 2022 microfinance framework.
Classification, NOF, bank finance to NBFCs & RBI's Scale Based Regulation.
History, 100% FDI, penetration & density, intermediaries, GIC Re reinsurance.
Bad Bank (NARCL/IDRCL), NaBFID's role & the EASE reform agenda for PSBs.
Market segments, price discovery, T-Bills, CDs, CPs, Repo, TREPS, LTRO.
G-Sec auctions, bond theorems, Primary Dealers, FIMMDA, RBI Retail Direct.
IPO/FPO/Rights/QIP, primary market intermediaries, ASBA & eligibility norms.
FEMA 1999, FEDAI, LIBOR to ARRs (SOFR), FX-Retail, USDX, ADR/GDR.
Market integration, Asian Clearing Union, contagion effect, integrated treasury.
SEBI (Merchant Bankers) Regulations, issue management, code of conduct.
Forwards, futures, options, swaps, credit default swaps & ISDA documentation.
Recourse/non-recourse factoring, forfaiting mechanism, MSME invoice discounting.
Stages of VC financing, SEBI AIF regulations, modes of financing, exit routes.
Operating vs finance lease, Hire Purchase Act 1972, depreciation rules.
CRISIL/ICRA/CARE, rating symbols & outlook, CIBIL score, CICRA 2005.
NAV, Riskometer, NFO, SEBI regulations, SIP/SWP/STP, Alternative Investment Funds.
Principles of insurance, Bancassurance, Ombudsman, PMJJBY & PMSBY.
EPF, PPF, NPS Tiers & E/C/G/A choices, mandatory annuitisation, Atal Pension Yojana.
Types of activities, departmental vs subsidiary model, commission disclosure.
REIT/InvIT structure, types, taxation, SEBI regulation, and revenue model.
Lien, set-off, garnishee order, secrecy & its exceptions.
Cheque, endorsement, crossing, CTS & the new 2025-26 clearing rules.
Nomination (now up to 4 nominees!), joint & dormant accounts.
CDD, EDD, beneficial owner (10% threshold), CKYCR, PMLA, STR/CTR.
Cash credit, overdraft, term loans, LC, BG, drawing power & security.
5 Cs of credit, DSCR, NPA/SMA, provisioning & wilful defaulters.
Business Correspondents, SHGs, JLGs, microfinance & the FI-Index at 70.
NEFT, RTGS, UPI, RuPay, CBDC (Digital Rupee) & payment security.
HUF, partnership, company, trust accounts, current a/c norms & LEI.
CMS types, dual custody, currency chest & ATM security controls.
FEMA evolution, LRS $250,000 cap & Indo-Nepal Remittance Scheme.
NRE, NRO, FCNR(B), SNRR, RFC/EEFC accounts & FCRA 2010.
DD/BC, lockers (lessor-lessee), PMS, merchant banking & govt business.
Branch policy, ATM TAT compensation, counter service & doorstep banking.
Bank's rights, BCSBI, and the RBI Integrated Ombudsman Scheme 2021.
CCPA, District/State/National Commissions, PIOs & RTI appeals.
MCLR/EBLR, credit monitoring, Recovery Agents & Fair Practices Code.
Pledge, hypothecation, mortgage, assignment, CERSAI & loan docs.
DRT Act 1993, SARFAESI Section 13(2)/13(4), IBC & Lok Adalat.
Surety liability, continuing guarantee, co-sureties & BG types.
Letters of Credit, UCPDC 600, Deferred Payment Guarantee & bill finance.
Credit cards, home loans (LTV, tax benefits), personal & consumer loans.
Kisan Credit Card, crop loans, MSP Scheme & PMFBY.
Co-Lending Model (80-20), on-lending & Scale Based Regulation.
EOD/BOD, parameter files, logical access control & data warehousing.
ATM types, EMV/contactless cards, liability protection & TAT.
EFT evolution, SWIFT messaging, two-level settlement & NPCI products.
e-RUPI, RegTech/SupTech, Account Aggregators & Open Banking.
IS Audit, RBI Cyber Security Framework & Incident Response Plan.
Enron, the Global Financial Crisis & Satyam case studies.
Golden Rule, value conflicts, integrity & ethical decision-making.
Insider trading, POSH Act, conflict of interest & ethical leadership.
Ethical workplace culture & the Whistle Blowers Protection Act 2014.
Responsible AI, DPDP Act, IP rights & information security ethics.
Double-entry, journal, ledger, BRS, depreciation & the new Income-tax Act 2025.
Trading & P&L A/c, Balance Sheet, adjustments & the "double effect" rule.
Ind AS, US GAAP, IFRS, GAAP vs IFRS & Transfer Pricing.
Days of grace, accounting entries, Accommodation Bill & Bill Books.
Back Office, inter-branch reconciliation, Concurrent Audit & RBIA.
Share capital, issue of shares, Schedule III & Ind AS impact.
Operating/Investing/Financing activities & the Indirect Method.
Form A/B schedules, IRAC norms & Basel III disclosures.
CBS components, information security & digital banking's influence.
Risk-return, agency problem & the five classes of accounting ratios.
SI, CI, fixed/floating rates & FV/PV of annuity โ with calculator.
Bond valuation, Current Yield vs YTM & Duration โ with calculator.
Direct/Indirect Quote, Cross Rates & Forward Premium โ with calculator.
Leverage, NI/NOI theories & WACC โ with calculator.
NPV, IRR, Payback, DPG & Project Financing โ with calculator.
Finance vs Operating Lease & Ind AS 116 accounting treatment.
Trade credit, Commercial Paper, Factoring & Forfaiting.
Futures, FRA, Swaps & Options.
Key deductions, TDS/TCS, Refund/Recovery & GST basics.
Elements of cost, Job/Batch/Contract/Process Costing.
Variance analysis, Break-Even & CVP โ with calculator.
Fixed vs Flexible Budgets, ZBB & Performance Budgeting.
Characteristics, advantages, evolution & Retail vs Corporate Banking.
Gross/Operating/Net Profit, ROA, ROE & a free calculator.
Maslow's Theory, Product Life Cycle & New Product Development.
CIBIL, Credit Information Companies & managing your score.
Current, Savings, Fixed & Recurring Deposits, Form 15G/15H.
Home, PMAY, Auto, Personal & Educational Loans.
Charge, Prepaid, Co-branded & Contactless Cards.
NEFT, RTGS, ECS, NACH, AePS & BBPS explained.
IDRBT, INFINET, SFMS & the role of AI in Indian banking.
SARFAESI Act 2002, DRT, Lok Adalat & Recovery Agents.
Management Information Systems & Securitization of Assets.
Marketing Mix, Branch, ATM, POS, Mobile & Internet Banking.
DSAs, Tie-ups with OEMs/Dealers & Customer Relationship Management.
Banking Codes and Standards Board of India & Grievance Redressal.
Functions, components, decision models & advantages of MKIS.
Private Banking, Will Writing & Personal Financial Planning.
Portfolio Management Services (PMS), Investment Banking & PMS vs MFs.
Old vs New Tax Regime, Income Tax Slabs & a free calculator.
Depository Services, Factoring & Social Security Schemes.
CERSAI, Loan Amortisation & Housing Finance Tax Benefits.
Sinking Fund Method, Reverse Mortgage & Life of Structures.
๐ Coming Soon โ CAIIB Papers (ABM, BFM, Retail Banking, Rural Banking & electives) with full exam-style MCQ banks are in the works. Check back soon!
The Indian Institute of Banking & Finance (IIBF) is the professional body for Indian bankers and offers the flagship JAIIB/CAIIB along with diplomas, certificates, blended and e-learning courses. Grouped below as listed on the official IIBF Exams & Courses page. Syllabus, eligibility, fees and schedules change โ always confirm on iibf.org.in before applying.
Day-to-day operational guides โ deposits, loans, payments, clearing and forex.
Savings, current, term deposits & account operations.
Retail & corporate lending operations.
NEFT, RTGS, UPI & digital payment operations.
Golden-hour SOP: 1930, blocking, refund rules. English + เคนเคฟเคเคฆเฅ.
Cheque clearing, CTS & settlement systems.
Foreign exchange operations & remittances.