1Acceptance of Terms
These Terms of Use ("Terms") govern your access to and use of askbanker.in (the "Website"), including all content, tools, calculators, and services offered on it. By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Website immediately.
2Eligibility
This Website is intended for use by banking professionals, students, job aspirants, and members of the general public seeking banking-related information. By using this Website, you confirm that you are legally capable of entering into binding agreements under applicable Indian law.
3Use of the Website
You agree to use AskBanker.in only for lawful purposes and in a manner that does not infringe the rights of, or restrict, or inhibit the use and enjoyment of the Website by any third party. Prohibited activities include, but are not limited to:
- Attempting to gain unauthorised access to any part of the Website or its underlying systems.
- Uploading or transmitting viruses, malware, or any other harmful code.
- Scraping, copying, or reproducing substantial portions of our content without permission.
- Submitting false, misleading, abusive, or fraudulent information through our query, feedback, or career forms.
- Using the Website to impersonate any person or entity, including bank officials or regulatory bodies.
4Content & Intellectual Property
All content on AskBanker.in â including text, articles, summaries of RBI circulars, banking news write-ups, graphics, logos, and the "AskBanker.in" name and branding â is owned by or licensed to AskBanker.in, unless otherwise credited, and is protected under applicable Indian copyright and intellectual property laws.
You may view, download, and print content for personal, non-commercial, and educational use only. Any reproduction, redistribution, or commercial use of our content without prior written permission is strictly prohibited.
References to RBI circulars, guidelines, and regulatory material remain the intellectual property of the Reserve Bank of India and respective issuing authorities; AskBanker.in only provides summaries and commentary for educational convenience.
5User Submissions
When you submit a query, feedback, or career-related question through our forms, you grant AskBanker.in the right to use that submission solely to respond to you and to improve our services. You agree not to submit any content that is unlawful, defamatory, confidential, or that you do not have the right to share.
6Accuracy of Information
Important: While we strive to keep RBI circular summaries, banking news, bank directory details, and educational content accurate and up to date, AskBanker.in makes no warranty, express or implied, regarding the completeness, accuracy, reliability, or timeliness of any information on this Website.
Banking rules, interest rates, and regulations change frequently. Users should always verify critical information directly with the Reserve Bank of India, the relevant bank, or an authorised financial/legal advisor before making decisions based on content found here. See our Disclaimer for further detail.
7Third-Party Links
The Website may contain links to third-party websites, including official RBI pages and individual bank websites, for reference purposes. AskBanker.in does not control and is not responsible for the content, accuracy, or practices of any linked third-party website.
8Calculators & Tools
Financial calculators provided on this Website (such as EMI, interest, or savings calculators) are intended for general illustrative and educational purposes only. Results generated are estimates and should not be treated as financial, investment, or legal advice. Actual figures offered by banks or financial institutions may vary.
9Limitation of Liability
To the fullest extent permitted by applicable law, AskBanker.in and its team shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, this Website, including but not limited to reliance on any information, calculator output, or third-party content provided herein.
10Termination of Access
We reserve the right, at our sole discretion, to suspend or terminate your access to the Website, without notice, for conduct that we believe violates these Terms or is harmful to other users, third parties, or the interests of AskBanker.in.
11Governing Law
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or relating to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of India.
12Changes to These Terms
We may revise these Terms from time to time. Changes will be posted on this page along with an updated "Last Updated" date. Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.