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RBI Bi-Monthly Monetary Rates

4th Bi-Monthly Policy FY27 • Effective 7 Oct 2026

Policy Repo Rate5.50% ▲ 25 bps
Standing Deposit Facility (SDF)5.25%
Marginal Standing Facility (MSF)5.75%
Bank Rate5.75%
Fixed Reverse Repo Rate3.35%
Cash Reserve Ratio (CRR)3.00%
Statutory Liquidity Ratio (SLR)18.00%

📅 MPC met 5–7 Oct 2026 • Stance: Calibrated tightening •
Next meeting: 2–4 Dec 2026 | 3–5 Feb 2027

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đŸ’Ŧ Stuck on a Question? Ask Real Bankers.

Our calculators and guides answer the general case — but banking is full of specifics: "why was my loan rejected," "how do I read this RBI circular," "what actually comes up in JAIIB." Our discussion forum is where you post the specific question and get an answer from a working banker or a fellow aspirant, not a search engine.

📘 JAIIB 🎓 CAIIB đŸ›ī¸ RBI & Regulations đŸĻ IBPS / SBI / Bank PO đŸ’ŧ Banking Careers 💰 Personal Finance 📰 General Banking Awareness
âœī¸ Ask a Question Browse Discussions →

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1. Post your question

Pick a category — JAIIB, CAIIB, RBI & Regulations, careers, or general banking — and describe what's actually confusing you.

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2. Bankers & aspirants answer

Working bank officers and other JAIIB/CAIIB aspirants weigh in with real, exam- or job-relevant answers.

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3. Mark the best answer

Accept the answer that actually helped, so the next person searching finds it faster.

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