Banks / Yes Bank
Banks / Yes Bank
Managing Director & CEO, Yes Bank — RBI-approved for a three-year term, in office since 6 April 2026, succeeding Prashant Kumar. Tonse joined after a long career at State Bank of India, most recently as Managing Director (Retail Business & Operations) from November 2023 to November 2025, giving him deep experience across retail banking, branch operations and technology-led transformation.
Yes Bank, like most private sector banks, uses the standard designation MD & CEO for its chief executive, appointed by the Board and approved by the RBI for fixed tenures under the Banking Regulation Act, 1949.
| Name | Tenure | Notable Period |
|---|---|---|
| Prashant Kumar | Mar 2020 – Apr 2026 | Appointed Administrator on 5 March 2020 when RBI superseded the board amid a severe financial crisis; led the RBI-backed reconstruction scheme, capital raises and the bank's multi-year turnaround; ex-Deputy MD & CFO of SBI; reappointed for a further term in Oct 2022 |
| Ravneet Gill | Mar 2019 – Mar 2020 | Brief tenure cut short when RBI superseded the board on 5 March 2020 amid deepening asset-quality and governance concerns; previously CEO of Deutsche Bank India |
| Rana Kapoor | 2004 – Jan 2019 | Co-founder and CEO who built Yes Bank into a major private lender; exited after RBI declined to extend his tenure in 2019 following large NPA divergences; his exit and later fraud investigations preceded the bank's 2020 crisis |
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Retail Domestic Term Deposit rates below are fetched live from Yes Bank's official rates page where possible. If the live fetch is unavailable, the last published rates are shown instead.
| Metric | FY 2025-26 (Mar 2026) | FY 2024-25 (Mar 2025) | FY 2023-24 (Mar 2024) | FY 2022-23 (Mar 2023) |
|---|---|---|---|---|
| Net Profit (Full Year) | ₹3,512 Cr | ₹2,447 Cr | ₹1,285 Cr | ~₹736 Cr |
| Total Deposits | ~₹3.19 Lakh Cr | ₹2.84 Lakh Cr | ₹2.66 Lakh Cr | ₹2.17 Lakh Cr |
| Total Advances | ~₹2.72 Lakh Cr | ₹2.47 Lakh Cr | ₹2.28 Lakh Cr | ~₹2.05 Lakh Cr |
| Gross NPA Ratio | ~1.30% | 1.60% | 1.70% | ~2.00% |
| Net NPA Ratio | ~0.20% | 0.50% | 0.60% | ~1.00% |
| CRAR (Capital Adequacy) | ~16.00% | 15.65% | ~15.40% | ~17.90% |