Banks / Ujjivan Small Finance Bank
Interim MD & CEO, Ujjivan Small Finance Bank โ appointed with immediate effect on 1 September 2026 (RBI-approved), for three months or until a regular MD & CEO is appointed, whichever is earlier, after predecessor Sanjeev Nautiyal sought early retirement on health grounds. Furtado is a long-serving Executive Director and Whole-Time Director of the bank with close to three decades of banking/NBFC experience spanning retail banking, HR, operations and institutional functions, and has been part of Ujjivan's leadership team through its transformation from microfinance NBFC to Small Finance Bank.
| Name | Tenure | Notable Period |
|---|---|---|
| Sanjeev Nautiyal | Jul 2024 โ Sep 2026 | RBI-approved for a 3-year term; grew secured lending (housing, MSME, gold, vehicle) to reduce microfinance concentration; took early retirement on health grounds |
| Ittira Davis | ~Dec 2020 โ Jun 2024 | Guided the bank through COVID-19 recovery and post-pandemic asset-quality normalisation; exact end date approximate |
| Samit Ghosh | 2005 โ Nov/Dec 2020 | Founder of Ujjivan Financial Services (2005) and founding MD & CEO of Ujjivan Small Finance Bank after its 2017 conversion; retired as the bank's first CEO |
Available 9 AM โ 6 PM on business days for product/service queries and grievances
24ร7 helpline ยท WhatsApp Banking: 900 208 2121
Domestic retail Fixed Deposit rates below (for deposits below โน3 crore) are fetched live from Ujjivan SFB's official rates page where possible. If the live fetch is unavailable, the last published rates are shown instead.
| Metric | FY 2025-26 (Mar 2026) | FY 2024-25 (Mar 2025) | FY 2023-24 (Mar 2024) | FY 2022-23 (Mar 2023) |
|---|---|---|---|---|
| Net Profit (Full Year) | โน692.63 Cr | โน726.10 Cr | ~โน1,281 Cr | โน1,100 Cr |
| Total Deposits | โน45,661 Cr | โน37,630 Cr | โน31,460 Cr | โน25,540 Cr |
| Gross Loan Book / Advances | โน40,655 Cr | โน32,122 Cr | โน26,880 Cr | โน21,290 Cr |
| Gross NPA Ratio | ~2.1% | 2.2% | 2.2% | 2.88% |
| Net NPA Ratio | ~0.5% | 0.5% | 0.3% | 0.04% |
| CRAR (Capital Adequacy) | ~23.0% | ~22.8% | 24.7% | 25.8% |