Banks / UCO Bank
Banks / UCO Bank
Managing Director & CEO (In-Charge) and Executive Director, UCO Bank — holding interim/in-charge additional charge of the MD & CEO's post since 19 June 2026, following completion of predecessor Ashwani Kumar's tenure on 31 May 2026, alongside his substantive role as Executive Director. The Financial Services Institutions Bureau (FSIB) ran a selection process for a regular MD & CEO (applications closed 7 July 2026); a permanent appointment was still awaited as of this update — verify current status on the bank's official leadership page.
Like most public sector banks, UCO Bank's top executive holds the standard title MD & CEO, appointed by the Government of India on the recommendation of the Financial Services Institutions Bureau (FSIB). The post is currently held on an in-charge (interim) basis pending a regular appointment.
| Name | Tenure | Notable Period |
|---|---|---|
| Ashwani Kumar | Jun 2023 – May 2026 | Chartered accountant, ex-Executive Director of Indian Bank; steered strong profit growth and RAM (Retail/Agri/MSME) portfolio expansion with a sharp fall in NPAs |
| Soma Sankara Prasad | Jan 2022 – May 2023 | Former Deputy Managing Director, SBI; continued post-turnaround consolidation and balance-sheet clean-up |
| Atul Kumar Goel | Nov 2018 – Jan 2022 | Led the bank's turnaround to profitability in FY2020-21 after five consecutive years of losses; UCO Bank exited RBI's PCA framework during his tenure (Sep 2021), before he moved on to head Punjab National Bank |
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Retail Domestic Term Deposit rates below are fetched live from UCO Bank's official rates page where possible. If the live fetch is unavailable, the last published rates are shown instead.
| Metric | FY 2025-26 (Mar 2026) | FY 2024-25 (Mar 2025) | FY 2023-24 (Mar 2024) | FY 2022-23 (Mar 2023) |
|---|---|---|---|---|
| Net Profit (Full Year) | ₹2,768 Cr | ₹2,445 Cr | ₹1,654 Cr | ₹1,862 Cr |
| Total Deposits | ₹3,27,563 Cr | ₹2,93,542 Cr | ₹2,63,130 Cr | ₹2,49,338 Cr |
| Total Advances (Gross) | ₹2,62,752 Cr | ~₹2,20,000 Cr | ~₹1,91,000 Cr | ~₹1,66,000 Cr |
| Gross NPA Ratio | 2.17% | 2.69% | 3.46% | 3.85% |
| Net NPA Ratio | 0.27% | 0.50% | 0.89% | 0.98% |
| CRAR (Capital Adequacy) | 18.61% | ~17.50% | ~16.50% | ~15.60% |