Banks / RBL Bank
Banks / RBL Bank
Managing Director & CEO, RBL Bank — in office since 24 June 2022; the Board re-appointed him for a further three-year term effective 23 June 2025 (RBI approved). He has over four decades of banking experience, having previously served as MD & CEO of Indian Overseas Bank and as the RBI-appointed Administrator of Dewan Housing Finance Corporation (DHFL) during its insolvency resolution. He continues to lead RBL Bank through its September 2026 ownership transition following Emirates NBD's majority stake acquisition.
Like most Indian private-sector banks, RBL Bank uses the standard combined title MD & CEO (no separate Chairman/Managing Director split), with the Chairman of the Board serving as a non-executive, independent oversight role.
| Name | Tenure | Notable Period |
|---|---|---|
| Rajeev Ahuja | Dec 2021 – Jun 2022 (Interim) | Elevated from Executive Director to interim MD & CEO after RBI appointed an additional director to the board and Vishwavir Ahuja proceeded on leave amid concerns over the bank's succession planning and governance |
| Vishwavir Ahuja | Jul 2010 – Dec 2021 | ~11-year tenure; rebranded Ratnakar Bank as RBL Bank (2014) and scaled it into a pan-India, technology-led private bank — deposits grew nearly 46x during his tenure before his exit amid RBI-flagged governance concerns |
| Pre-2010 promoter-family management | ~1943 – 2010 (approx.) | Ratnakar Bank operated as a small regional Maharashtra bank under its founding promoters/local management before the 2010 change of management ushered in professional, RBI-backed leadership — exact names/dates unverified, marked approximate |
For general banking queries RBL Bank routes customers through its online query/complaint portal rather than a public email inbox.
24×7 balance, transactions, card blocking, service requests · WhatsApp Banking: +91 84335 98888
Retail domestic term deposit rates below are fetched live from RBL Bank's official rates page where possible. If the live fetch is unavailable, the last published rates are shown instead.
| Metric | FY 2025-26 (Mar 2026) | FY 2024-25 (Mar 2025) | FY 2023-24 (Mar 2024) | FY 2022-23 (Mar 2023) |
|---|---|---|---|---|
| Net Profit (Full Year) | ₹822 Cr | ₹695 Cr | ₹1,168 Cr | ~₹881 Cr |
| Total Deposits | ~₹1,23,000 Cr | ₹1,06,753 Cr | ~₹92,830 Cr | ~₹80,190 Cr |
| Total Advances | ₹1,14,232 Cr | ₹92,620 Cr | ₹83,990 Cr | ₹70,190 Cr |
| Gross NPA Ratio | ~2.90% | 2.60% | 2.70% | 3.40% |
| Net NPA Ratio | ~0.40% | 0.30% | 0.70% | 1.10% |
| CRAR (Capital Adequacy) | ~33.30%* | ~16.30% | ~16.20% | ~16.90% |