Banks / Karur Vysya Bank
Banks / Karur Vysya Bank
Managing Director & CEO, Karur Vysya Bank — in office since 29 July 2020. The RBI approved his re-appointment for a third term of two years effective 29 July 2026. Brings around 40 years of banking experience; prior to joining KVB he served as Deputy Managing Director & Chief Operating Officer at State Bank of India, overseeing large corporate and retail banking functions.
Like most private sector banks, Karur Vysya Bank's top executive holds the standard title MD & CEO, appointed by the Board and subject to RBI approval under the Banking Regulation Act, 1949.
| Name | Tenure | Notable Period |
|---|---|---|
| P.R. Seshadri | Aug 2017 – Mar 2020 | Joined from Citibank India; resigned in January 2020 citing personal reasons, relieved effective 31 March 2020 |
| K. Venkataraman | Jun 2011 – May 2017 | Steered branch network expansion and retail growth; previously MD & CEO of SBI Global Factors |
| P.T. Kuppuswamy | Jul 2001 – May 2011 | ~10-year tenure; guided the bank through the 2008 global financial crisis and early core banking (CBS) adoption — exact notable-period details approximate |
General queries & grievance escalation via the official Contact Us page
24×7 balance, transactions, card blocking, general banking queries
Retail domestic term deposit rates below are fetched live from KVB's official rates page where possible. If the live fetch is unavailable, the last published rates are shown instead.
| Metric | FY 2025-26 (Mar 2026) | FY 2024-25 (Mar 2025) | FY 2023-24 (Mar 2024) | FY 2022-23 (Mar 2023) |
|---|---|---|---|---|
| Net Profit (Full Year) | ₹2,510 Cr | ₹1,942 Cr | ~₹1,264 Cr | ~₹871 Cr |
| Total Deposits | ~₹1,33,000 Cr | ₹1,15,666 Cr | ₹89,110 Cr | ₹76,640 Cr |
| Total Advances | ~₹1,15,600 Cr | ₹98,754 Cr | ₹73,670 Cr | ₹63,130 Cr |
| Total Business | ~₹2,48,600 Cr | ₹2,14,420 Cr | ₹1,62,780 Cr | ₹1,39,770 Cr |
| Gross NPA Ratio | 0.75% | 0.76% | 1.40% | ~2.30% |
| Net NPA Ratio | ~0.19% | ~0.20% | ~0.42% | ~0.73% |
| CRAR (Capital Adequacy) | ~18.00% | ~15.39% | ~16.19% | ~15.95% |