Banks / ICICI Bank
Banks / ICICI Bank
Managing Director & CEO, ICICI Bank — in office since 15 October 2018, taking over after Chanda Kochhar's exit. Previously served as MD & CEO of ICICI Prudential Life Insurance and as Deputy MD/COO of ICICI Bank. The Board has approved his re-appointment for a further two-year term from 4 October 2026 to 3 October 2028, subject to RBI, shareholder and other statutory approvals; his current term concludes on 3 October 2026.
Under RBI's corporate governance norms for private banks, an MD & CEO is appointed by the Board (subject to RBI and shareholder approval) for renewable terms of up to a few years at a time, capped overall at 15 years in the post or age 70, whichever comes earlier.
| Name | Tenure | Notable Period |
|---|---|---|
| Chanda Kochhar | 1 May 2009 – 4 Oct 2018 | Rapid retail-banking expansion; stepped down amid a conflict-of-interest inquiry into a corporate loan sanction |
| K. V. Kamath | 1996 – 2009 (as CEO of ICICI Ltd, then MD & CEO of ICICI Bank post the 2002 merger) | Built ICICI into a universal bank; architect of the 2002 ICICI Ltd–ICICI Bank reverse merger; later Non-Executive Chairman of ICICI Bank till 2015 |
| H. N. Sinor | ~1994 – 2001 (approx.) | Founding-era Managing Director of ICICI Bank at its 1994 incorporation; exact tenure boundaries vary across public sources |
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Retail Domestic Term Deposit rates below are fetched live from ICICI Bank's official rates page where possible. If the live fetch is unavailable, the last published rates are shown instead.
| Metric | FY 2025-26 (Mar 2026) | FY 2024-25 (Mar 2025) | FY 2023-24 (Mar 2024) | FY 2022-23 (Mar 2023) |
|---|---|---|---|---|
| Net Profit (Full Year, Standalone) | ₹50,147 Cr | ₹47,227 Cr | ₹40,888 Cr | ₹31,896 Cr |
| Total Deposits | ₹17.95 Lakh Cr | ₹16.10 Lakh Cr | ₹14.13 Lakh Cr | ₹11.81 Lakh Cr |
| Total Advances | ₹15.54 Lakh Cr | ~₹13.11 Lakh Cr | ₹11.84 Lakh Cr | ₹10.20 Lakh Cr |
| Gross NPA Ratio | 1.40% | 1.67% | 2.16% | 2.81% |
| Net NPA Ratio | 0.33% | 0.39% | 0.42% | 0.48% |
| CRAR (Capital Adequacy) | 17.18% | 16.55% | 16.33% | 18.34% |