Banks / HDFC Bank
Banks / HDFC Bank
Managing Director & CEO, HDFC Bank — in office since 27 October 2020. Joined HDFC Bank in 1996 and rose through finance, human resources and risk functions, serving as Group Head — Finance, Human Resources, Legal & Secretarial before succeeding founding CEO Aditya Puri. Steered the bank through the COVID-19 period and the landmark reverse merger of parent HDFC Ltd. into HDFC Bank (completed 1 July 2023). In August 2026 he informed the board that he will not seek reappointment and will retire on 26 October 2026, when his current term ends; the board has said it will fast-track selection of his successor.
HDFC Bank has had only two Managing Directors since its incorporation in 1994, so — unlike older banks — there is no "last three" list to show. Its founding CEO, Aditya Puri, remains the only predecessor to the current MD & CEO.
| Name | Tenure | Notable Period |
|---|---|---|
| Aditya Puri | Sep 1994 – Oct 2020 | Founding MD & CEO; built HDFC Bank from a new private bank licence into India's largest private-sector bank by assets and market cap before retiring on 26 Oct 2020 |
Credit card queries: customerservices.cards@hdfcbank.com
24×7 IVR; agent-assisted service 8 AM–8 PM, all 7 days. Also: 1800 202 6161 / 1860 267 6161
Retail Domestic Term Deposit rates below are fetched live from HDFC Bank's official rates page where possible. If the live fetch is unavailable, the last published rates are shown instead.
| Metric | FY 2025-26 (Mar 2026) | FY 2024-25 (Mar 2025) | FY 2023-24 (Mar 2024) | FY 2022-23 (Mar 2023) |
|---|---|---|---|---|
| Net Profit (Full Year) | ₹74,671 Cr | ₹67,347 Cr | ₹60,812 Cr | ~₹44,109 Cr |
| Total Deposits | ~₹31.05 Lakh Cr | ₹27.15 Lakh Cr | ₹23.80 Lakh Cr | ~₹18.83 Lakh Cr |
| Total Advances (Gross) | ~₹29.60 Lakh Cr | ₹26.20 Lakh Cr | ₹25.08 Lakh Cr | ~₹16.15 Lakh Cr |
| Gross NPA Ratio | 1.15% | 1.33% | 1.24% | 1.12% |
| Net NPA Ratio | 0.38% | ~0.43% | 0.33% | 0.27% |
| CRAR (Capital Adequacy) | ~19.70% | 19.60% | 18.80% | ~19.30% |