Banks / Federal Bank
Banks / Federal Bank
Managing Director & CEO, Federal Bank — RBI-approved for a three-year term, in office since 23 September 2024, succeeding Shyam Srinivasan. Manian joined after more than two-and-a-half decades at Kotak Mahindra Bank, where he headed retail liabilities, branch banking, corporate/wholesale banking and wealth management. He is an electrical engineering graduate of IIT (BHU) Varanasi, holds a postgraduate management degree from the Jamnalal Bajaj Institute of Management Studies, Mumbai, and is a qualified Cost and Works Accountant.
| Name | Tenure | Notable Period |
|---|---|---|
| Shyam Srinivasan | Sep 2010 – Sep 2024 | 14-year tenure; repositioned Federal Bank as a digital-first, retail-focused private bank with a series of highest-ever quarterly profits |
| M. Venugopalan (Mannil Venugopalan) | Apr 2005 – Jul 2010 | Joined after heading Bank of India as CMD; steered core banking (CBS) migration and branch network modernisation |
| P.C. Cyriac | ~1998 – 2005 (approx.) | Former IAS officer; early period of professionalising bank leadership beyond the founding family — exact dates unverified, marked approximate |
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Retail Domestic Term Deposit rates below are fetched live from Federal Bank's official rates page where possible. If the live fetch is unavailable, the last published rates are shown instead.
| Metric | FY 2025-26 (Mar 2026) | FY 2024-25 (Mar 2025) | FY 2023-24 (Mar 2024) | FY 2022-23 (Mar 2023) |
|---|---|---|---|---|
| Net Profit (Full Year) | ₹4,117 Cr | ₹4,052 Cr | ₹3,838 Cr | ₹3,165 Cr |
| Total Deposits | ₹3,13,909 Cr | ₹2,83,647 Cr | ₹2,52,455 Cr | ₹2,12,989 Cr |
| Total Advances | ~₹2,68,369 Cr (Gross) | ₹2,34,836 Cr (Net) | ₹2,18,110 Cr (Net) | ₹1,81,957 Cr (Net) |
| Gross NPA Ratio | 1.62% | 1.84% | 2.10% | 2.36% |
| Net NPA Ratio | 0.37% | 0.44% | 0.60% | 0.69% |
| CRAR (Capital Adequacy) | 17.25% | 16.40% | 16.10% | 14.80% |