Banks / Central Bank of India
Banks / Central Bank of India
Managing Director & CEO, Central Bank of India — in office since 30 September 2025, succeeding M V Rao on his retirement. Kalyan Kumar began his banking career at Union Bank of India as a Rural Development Officer in 1995, and served over 26 years across various capacities, most recently as Executive Director of Punjab National Bank (Oct 2021 – Sep 2025).
Like most public sector banks, Central Bank of India's top executive holds the standard title MD & CEO, appointed by the Government of India on the recommendation of the Financial Services Institutions Bureau (FSIB).
| Name | Tenure | Notable Period |
|---|---|---|
| M V Rao (Matam Venkata Rao) | Mar 2021 – Jul 2025 | Steered the bank's exit from RBI's Prompt Corrective Action (PCA) framework in September 2022 and a sharp turnaround to sustained profitability |
| Pallav Mohapatra | Sep 2018 – Feb 2021 | Managed the bank through the peak of its PCA restrictions and asset-quality clean-up |
| Rajeev Rishi | ~2013 – 2017 (approx.) | Chairman & Managing Director under the earlier combined CMD structure; exact dates unverified, marked approximate |
Internet Banking: cbsnethelp@centralbank.bank.in · UPI: upisupport@centralbank.bank.in
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Retail Domestic Term Deposit rates below are fetched live from Central Bank of India's official rates page where possible. If the live fetch is unavailable, the last published rates are shown instead.
| Metric | FY 2025-26 (Mar 2026) | FY 2024-25 (Mar 2025) | FY 2023-24 (Mar 2024) | FY 2022-23 (Mar 2023) |
|---|---|---|---|---|
| Net Profit (Full Year) | ₹4,369 Cr | ~₹3,786 Cr | ₹2,549 Cr | ₹1,582 Cr |
| Total Deposits | ~₹4.68 Lakh Cr | ~₹4.13 Lakh Cr | ~₹3.90 Lakh Cr | ~₹3.65 Lakh Cr |
| Total Advances | ₹3.45 Lakh Cr | ~₹2.90 Lakh Cr | ~₹2.40 Lakh Cr | ~₹2.05 Lakh Cr |
| Total Business | ₹8.12 Lakh Cr | ~₹7.03 Lakh Cr | ~₹6.30 Lakh Cr | ~₹5.70 Lakh Cr |
| Gross NPA Ratio | 2.67% | ~3.18% | 2.92% | 3.79% |
| Net NPA Ratio | 0.49% | ~0.55% | ~0.60% | ~0.80% |
| CRAR (Capital Adequacy) | 17.91% | ~16.80% | ~15.50% | ~14.90% |