Banks / Bank of India
Banks / Bank of India
MD & CEO, Bank of India — in office since 24 May 2023. Prior to this, he served as Executive Director of Union Bank of India (from October 2021) and as Chief General Manager of Punjab National Bank. In April 2026, the Central Government extended his term by a further three years beyond the original expiry of 28 April 2026.
| Name | Tenure | Notable Period |
|---|---|---|
| Atanu Kumar Das | Jan 2020 – Jan 2023 | Steered BOI through the COVID-19 stress period and capital raising; bank returned to sustained profitability |
| Dinabandhu Mohapatra | May 2017 – Jan 2020 | Bank of India exited RBI's Prompt Corrective Action (PCA) framework in February 2019 |
| Melwyn Rego | Aug 2015 – Jul 2017 | Led the bank through system-wide asset-quality recognition and NPA clean-up |
Card/ATM related queries: BOI.Callcentre@bankofindia.bank.in
24×7 balance enquiry, card blocking, general banking assistance
Retail domestic term deposit rates below are fetched live from Bank of India's official rates page where possible. If the live fetch is unavailable, the last published rates are shown instead.
| Metric | FY 2025-26 (Mar 2026) | FY 2024-25 (Mar 2025) | FY 2023-24 (Mar 2024) | FY 2022-23 (Mar 2023) |
|---|---|---|---|---|
| Net Profit (Full Year) | ₹10,527 Cr | ₹9,219 Cr | ~₹6,318 Cr | ~₹4,023 Cr |
| Total Deposits | ₹9.27 Lakh Cr | ₹8.20 Lakh Cr | ₹7.41 Lakh Cr | ₹6.72 Lakh Cr |
| Total Advances | ₹7.71 Lakh Cr | ₹6.54 Lakh Cr | ₹5.67 Lakh Cr | ₹4.89 Lakh Cr |
| Total Business | ₹16.99 Lakh Cr | ~₹14.74 Lakh Cr | ~₹13.08 Lakh Cr | ~₹11.61 Lakh Cr |
| Gross NPA Ratio | 1.98% | 3.30% | 5.00% | 7.30% |
| Net NPA Ratio | ~0.56% | 0.80% | 1.20% | 1.70% |
| CRAR (Capital Adequacy) | 18.01% | 17.77% | ~15.60% | 16.28% |