Banks / Bank of Baroda
Banks / Bank of Baroda
Managing Director & CEO, Bank of Baroda — in office since 1 July 2023. Previously served as Executive Director of Bank of Baroda from 2021, overseeing Retail Banking, Digital Banking, and IT. Career banker with over three decades of experience across the Bank of Baroda group, including at BOB Capital Markets and BOB Financial Solutions. The Government of India extended his tenure by a further three years beyond 30 June 2026 (notified April 2026), giving continuity of leadership through 2029.
Like most public and private sector banks (other than SBI, which retains the statutory title "Chairman"), Bank of Baroda's top executive holds the standard title of Managing Director & CEO, supported by a team of Executive Directors overseeing key business verticals.
| Name | Tenure | Notable Period |
|---|---|---|
| Sanjiv Chadha | Jan 2020 – Jun 2023 | Steered BoB through COVID-19 disruption; consolidated the Dena Bank & Vijaya Bank amalgamation and return to strong profitability |
| P. S. Jayakumar | Aug 2015 – Oct 2019 | Oversaw the three-way amalgamation of Bank of Baroda, Vijaya Bank & Dena Bank (effective 1 April 2019) |
| S. S. Mundra | Jan 2013 – Jul 2014 | Chairman & Managing Director; went on to become RBI Deputy Governor (2014-2017) |
Operations & Services (Principal Nodal Officer): cs.ho@bankofbaroda.com
24×7 balance enquiry, transactions, card blocking, cheque book requests
Retail Domestic Term Deposit rates below are fetched live from Bank of Baroda's official rates page where possible. If the live fetch is unavailable, the last published rates are shown instead.
| Metric | FY 2025-26 (Mar 2026) | FY 2024-25 (Mar 2025) | FY 2023-24 (Mar 2024) | FY 2022-23 (Mar 2023) |
|---|---|---|---|---|
| Net Profit (Full Year) | ₹20,021 Cr | ₹19,581 Cr | ₹17,789 Cr | ₹14,110 Cr |
| Total Deposits (Global) | ₹16.49 Lakh Cr | ₹14.72 Lakh Cr | ₹13.27 Lakh Cr | ₹12.35 Lakh Cr |
| Total Advances (Global) | ₹14.30 Lakh Cr | ₹12.30 Lakh Cr | ₹10.91 Lakh Cr | ₹9.64 Lakh Cr |
| Total Business (Global) | ₹30.79 Lakh Cr | ₹27.02 Lakh Cr | ~₹24.18 Lakh Cr | ~₹21.99 Lakh Cr |
| Gross NPA Ratio | 1.89% | 2.26% | ~2.92% | ~3.79% |
| Net NPA Ratio | 0.45% | 0.58% | ~0.68% | ~0.89% |
| CRAR (Capital Adequacy) | 15.82% | ~17.19% | 16.31% | 16.24% |