Banks / Axis Bank

Axis Bank Limited

Private Sector Bank 3rd Largest Private Bank in India Scheduled Commercial Bank
OverviewLeadershipContact & Locators ProductsInterest RatesFinancials RBI InfoLatest NewsMore Tools

🏦 Bank Overview

📍
Registered Office
'Trishul', 3rd Floor, Opp. Samartheshwar Temple, Near Law Garden, Ellisbridge, Ahmedabad - 380006, Gujarat
🏢
Corporate / Head Office
Axis House, C-2, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai - 400025, Maharashtra
👤
MD & CEO
Amitabh Chaudhry
📅
Established
1993 (incorporated as UTI Bank) · commenced business 1994 · renamed Axis Bank in 2007
🌐
Official Website
axisbank.com ↗
🏛️
Ownership
Widely-held, publicly listed private sector bank (BSE/NSE: AXISBANK); no single promoter group
🏢
Network
~5,700 domestic branches · ~15,000 ATMs & cash recyclers across India (approx., check official site for latest count)

👥 Leadership — MD & CEO

Current

Amitabh Chaudhry

Managing Director & CEO, Axis Bank — in office since 1 January 2019; reappointed by the Board/RBI for a further three-year term effective 1 January 2025 (through December 2027). Prior to Axis Bank, he was MD & CEO of HDFC Standard Life Insurance Company (2010–2018), and earlier held leadership roles at Infosys BPO, AIG and Bank of America.

Last Two MD & CEOs (Predecessors)

NameTenureNotable Period
Shikha SharmaJun 2009 – Dec 2018First woman MD & CEO of Axis Bank; led rapid branch network expansion; tenure was curtailed by the Board in 2018 amid RBI scrutiny of NPA-divergence reporting
Dr. P. J. NayakJan 2000 – Apr 2009Steered UTI Bank's transformation into a modern private-sector bank, including its 2007 rebranding from "UTI Bank" to "Axis Bank"

Note: Reliable public records naming UTI Bank's managing director(s) between its 1994 launch and Dr. Nayak's January 2000 appointment are not consistently available, so that period has been left out rather than guessed.

📞 Customer Care & Locators

Customer Care Email
email.services@axis.bank.in

Escalation / Nodal Officer: nodal.officer@axisbank.com

Toll-Free (General Banking)
1860 419 5555 / 1860 500 5555

24×7 balance, transactions, card blocking, general queries

24-Hour Emergency Helpline
+91 40 6717 4100 (not toll-free)
For lost/stolen card blocking from outside India
📍 Branch Locator → 🔎 IFSC Code Finder → 🏛️ RBI Bank Branch/IFSC Master →

💼 Products & Services

💰 Loans

  • Home Loan (incl. Balance Transfer, NRI Home Loan)
  • Personal Loan
  • Car Loan / Two-Wheeler Loan
  • Education Loan
  • Gold Loan
  • Kisan Credit Card & Agri Loans
  • Business Loans / MSME & SME Banking
  • Loan Against Property / Securities

🏦 Deposits

  • Savings Bank Account (Prime, Priority, Easy Access)
  • Current Account
  • Fixed Deposit
  • Recurring Deposit
  • Tax-Saver Fixed Deposit
  • NRE / NRO / FCNR Accounts

📱 Digital & Forex

  • Axis Mobile App & Axis Mobile Business
  • Internet Banking (Axis Direct Net Banking)
  • UPI, Axis Pay
  • Burgundy & Burgundy Private (wealth management)
  • Foreign Exchange & Trade Finance
  • Outward/Inward Remittances (SWIFT) & Forex Cards

➕ Other Services

  • Axis Bank Credit Cards
  • Axis Max Life Insurance & general insurance (bancassurance)
  • Axis Mutual Fund
  • Demat & Trading (Axis Securities)
  • Safe Deposit Locker
  • PMJDY, APY, PMJJBY, PMSBY (govt. schemes)

📈 Interest Rates

Loading…

Retail Domestic Term Deposit rates below are fetched live from Axis Bank's official rates page where possible. If the live fetch is unavailable, the last published rates are shown instead.

Fetching live rates…

📊 Financial Results (Last 4 Years)

MetricFY 2025-26 (Mar 2026)FY 2024-25 (Mar 2025)FY 2023-24 (Mar 2024)FY 2022-23 (Mar 2023)
Net Profit (Full Year, Standalone)₹24,457 Cr₹26,373 Cr₹24,861 Cr₹9,580 Cr*
Total Deposits₹13.36 Lakh Cr₹12.21 Lakh Cr₹10.69 Lakh Cr₹9.46 Lakh Cr
Total Advances (Net)₹12.34 Lakh Cr₹10.41 Lakh Cr₹9.65 Lakh Cr~₹8.68 Lakh Cr
Gross NPA Ratio1.23%1.28%1.43%~2.02%
Net NPA Ratio0.37%0.33%0.31%~0.39%
CRAR (Capital Adequacy)~16.42%17.07%16.63%17.64%
*FY2022-23 reported net profit was depressed by one-off costs (~₹19,678 Cr) related to the Citibank India consumer business acquisition; profit excluding exceptional items was ~₹21,933 Cr that year. Figures compiled from Axis Bank's published quarterly/annual results and analyst coverage (Business Standard, Equitymaster, Axis Bank investor relations); FY2022-23 advances, NPA and CRAR figures marked (~) are approximate pending exact standalone confirmation. Always verify precise numbers on Axis Bank's official Investor Relations page before making financial decisions.

🏛️ RBI Regulatory Information (As on Date)

Regulator
Reserve Bank of India, under the Banking Regulation Act, 1949
Bank Category
Scheduled Commercial Bank (Private Sector) — Second Schedule, RBI Act 1934
D-SIB Status
Not currently classified as a Domestic Systemically Important Bank by RBI — as of the latest RBI list, only SBI, HDFC Bank and ICICI Bank are D-SIBs
Minimum CRAR Required
11.5% (9% minimum + 2.5% Capital Conservation Buffer, Basel III) — Axis Bank's actual CRAR: ~16.42%
PCA Framework
Not under RBI's Prompt Corrective Action framework
Deposit Insurance
DICGC cover up to ₹5,00,000 per depositor per bank
Grievance Redressal
RBI Integrated Ombudsman Scheme, 2021 — toll-free 14448
More
Browse related RBI Circulars →

📰 Latest News — Axis Bank

Loading latest headlines…

🔗 Explore More Banking Tools

🧮

Financial Calculators

 📋

Credit Appraisal Tools

 📄

Banking Formats

 💬

Ask a Question

 📚

Banking Library

 📋

RBI Circulars

 ✅

Loan Eligibility Checker

 📐

DSCR Calculator

 📦

Drawing Power Calculator

 💵

Working Capital Assessment

 🏗️

Term Loan Assessment

 ⚠️

NPA Guidelines

 📰

Banking News

 🏦

All Banks Directory
↑